In the 1880s there was a beautiful home here owned successively by members of well-known local families such as Chew, Vosbury, and Carver. In 1892, Johanna Vosbury inherited this home from her husband, Arthur Vosbury (1832-1889), who came to Havre de Grace in 1866. They had two children, Louis A. Vosbury and Nettie J. Carver. After their mother’s death in 1912, Louis and Sadie Vosbury and Nettie and A. Hamlin Carver sold this home in July 1914 to The Harford Realty and Construction Company.

During the period of time in which this was owned by The Harford Realty Company, Abraham Schreter (1877-1959) and Rose Schreter, rented the home from the company. They were Hungarian immigrants who had just moved from New York City with their children where they had owned a tie-making business. Their daughter, Lillian, later married David B. Rosenfeld. While living in Havre de Grace the couple had a son, Arnold Harvey Schreter and perhaps other children. Two years later, The Harford Realty Company, who had borrowed money from Harry S. Carver to buy the home, failed to meet the mortgage terms. The Schreter family then moved to Baltimore and the home was sold in 1916 to Dr. James H. Bay (1882-1941) and his wife, May C. Bay.

After serving in WWI, Dr. Bay became one of the city’s prominent physicians. He is the first Lieutenant listed on the Roll of Honor Memorial in Tydings Park. Dr. Bay was active in many local organizations, was on the Board of Directors of the Havre de Grace Hospital, a director of the Havre de Grace Yacht Club and served on the City Council.

This large house appears on the 1894 Sanborn Insurance Map. After Dr. Bay’s death in 1941, his widow, May C. Bay, continued to live in the home until her death in 1959, when the house became the property of the Presbyterian Church of Havre de Grace (per the Last Will and Testament of Dr. Bay). They may have rented it out for a short time because Maureen Merrell said her family lived there from 1959 to 1961. The Trustees of the Church sold the home in 1961, after which the home was demolished and Winston Hall Apartments were constructed in 1964 on this property, but facing Congress Avenue with the address of 500-502 Congress Avenue.